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161 Pontiac Business Center Dr. , Suite 1208 Elgin, SC 29045
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803.312.1800
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bill.oliver@clearmodernmortgage.com
Bill Oliver
Originating Branch Manager | NMLS: 225250
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    The Home You've Waited For

    Specializing in VA Loans, 100% Financing Options & Fast Closings with Local Expertise.


     

    See what you qualify for today!
    GET $25k CASH UP FRONT FOR YOUR HOME PURCHASE

    Solar Credits + our HOPER loan

    Find out how South Carolina homeowners are using solar credits + our HOPER loan to get $25K cash upfront

    home in south carolina with military family happily moving in-1

    VA Loans

    Your service earned it — now let’s put it to work.

    VA loans offer powerful benefits like 100% financing, no PMI, and flexible guidelines for eligible veterans and service members.

    photo of south carolina home that would appeal to a person interested in a no down payment loan opportunity

    No Down Payment

    Own your home without draining your savings.

    We specialize in 100% financing solutions including VA and FHA options that make homeownership possible with little or no money down.

    The image showcases a stunning property in South Carolina ideal for potential buyers seeking a jumbo loan Highlighted features include a spacious modern home with elegant architectural details lush landscaping and a picturesque setting that embodies

    Jumbo Products

    Buying big? We make it simple.

    If you’re shopping for a high-value home, our jumbo loan options offer competitive rates and personalized guidance—without the usual red tape.

    My "why"

    I'm Bill, Your Local Mortgage Loan Expert

    I do this because your mortgage should be more than just a transaction — it should be a strategic step toward long-term financial confidence and generational wealth. Through personalized planning, expert execution, and ongoing support, I help you make smarter homeownership decisions that last far beyond the closing table.

    READ MY REVIEWS

    About Bill

    Home loans have been my speciality for over 20 years. I've seen all types of loans, been through each economic up and down, and have built a reputation of being one of the best by focusing on serving my community with the very best home loan experience I can offer.

     

    A. Twitty
    via Google

    I’ve worked with Bill for every house closing (believe I’m up to 5 now) - even having him help when I’ve sold a home. In state (SC), out of state (TX), existing home, construction loan…he is incredible to work with, responsive, and works with his clients like a consultant.

    M. Robbins
    via Google

    Another great experience! Very professional and stops at nothing get deliver for his clients. Highly recommended!

    Bill Oliver | Originating Branch Manager | NMLS: 225250

    © 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Not Available in New York. AZ BK 0906702. Massachusetts Mortgage Broker License MC 1850/LS 1850. NMLS: 1850

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