No Down Payment. 100% Financing.
The HOPER Loan Program offers up to $13,000 in up front cash incentives and 100% FHA financing.
Getting pre-qualified is quick, and I'm ready to talk about your financing goals.
Homebuyers EARN $13,000
with HOPER FHA Mortgage.
No income limits. No repayment requirements. You get the financial support you need to cover costs like: down payments, closing fees, or even saving for the future.
Plus, you'll enjoy the same competitive FHA interest rates without the burden of extra loan costs.
Who Qualifies?
- No income restrictions
- Single-family home + townhomes
- No credit restrictions
- First time or Non-First Time Buyers
Questions? Reach out!
How It Works:
- Get Pre-Approved by a HOPER Approved Lender (that's me)!
- Complete an Online Course. A 6-8 hour self-paced financial education course.
- Receive Your Funds. Once you complete the course, up to $13,000 (or 3.5% of the purchase price) will be paid to you.
- Use the FHA Solar Loan. Design your green home solar system with no upfront cost, as it's rolled into your mortgage loan. Save money monthly on your electricity bill.
- Enjoy Federal Tax Benefits. Solar installation makes you eligible for federal tax credits worth $10,000 to $15,000 on average.
Program Requirements:
- Complete a 6-8 hour self-paced online financial education course (prior to close).
- Install solar panels after the loan closing, all costs rolled into the FHA mortgage.
- Enroll in the financial mentorship course to grow your financial knowledge.
- Commit to responding to periodic surveys for research purposes (2 per year)
.png?width=63&height=63&name=EHO%20logo%20(1).png)
Licensed by the Dept of Financial Protection and Innovation under the CRMLA